A New Model for Housing. A Better Structure for Capital.
We combine secured private credit, nonprofit ownership, and operational equity to deliver scalable returns—and permanent affordability without subsidies.
Affordable Housing Has an Execution Problem—Not a Demand Problem
Everyone agrees housing is in crisis. What’s missing isn’t capital. It’s a structure that works at scale, delivers reliable returns, and doesn’t get stuck waiting on public programs or massive new developments.
Bear Impact Fund is that structure.
We’ve engineered a private credit and equity model that unlocks overlooked housing inventory, reduces operating costs by up to 30%, and generates both stable income and long-term upside.
We Built This Fund to Compete Where Others Can’t
Most funds are priced out of 30% of the market—homes that are too small, too scattered, or too regulated. We’ve turned those limitations into our advantage.
• Property Tax Exemption through nonprofit ownership
• Targeted Acquisition Strategy built for lower-end homes
• Operational Control from sourcing to stabilization
• Secured Income from first-position private credit
• Equity Upside through ownership in our operating company
Result: A repeatable model with lower risk, better margins, and durable impact.
We’re Operators First. Investors Second.
We’ve acquired, renovated, and leased thousands of homes for institutional clients. We’ve built systems that make housing compliance and cash flow work at scale. This fund is the product of that experience—refined into a structure built for investors.
Key Structural Advantages
Tax-Exempt Ownership = Lower Operating Costs
Properties owned by the nonprofit qualify for property tax exemption—cutting expenses by as much as 30% and increasing Net Operating Income (NOI) portfolio-wide.
Inventory Edge = More Opportunity, Less Competition
We target lower-end homes most funds can’t buy due to zoning, rent caps, or fragmentation. That gives us access to deeply undervalued supply with less institutional pressure.
Private Credit Security + Equity Upside
Investors receive senior-position loans backed by real assets—plus a 20% equity kicker through ownership in the operating company as it scales.
Full Operational Control
Our team runs the acquisition, renovation, and lease-up process internally. No handoffs. No gaps in accountability. Just seasoned execution at every stage.
Ready to Hear More?
Request our investor materials and let’s schedule a conversation.